Construction

‘ConstructInsure’ (EPLI)

For information on all Professional products please contact Steve Baylis

Unique EPLI product including defense coverage for IRCA and Wage and Hour allegations.

The 1986 Immigration Reform and Control Act (IRCA) makes it unlawful to knowingly employ aliens who are unauthorized to work in the United States.
Wage and Hour legislation opens up firms to a host of offences under this law. As an example, it is unlawful to fail to provide non-exempt employees with at least the minimum wage and overtime pay at one and one-half of the regular rate for all hours worked over 40 hours per week.

Jansen and Hastings "ConstructInsure" EPLI product provides unique enhanced coverage to defend our insureds against alleged violations in these laws

Minimum premium $750
Limits up to $5,000,000
Broad errors and omissions insuring clause including claims made by third parties.
Cover for bodily injury and property damage occurring as a result of professional work as standard.
Commercial GL with Employee Benefits Liability, TLL, Non-Owned Auto, Damage to Hired Autos and Medical Expenses extensions included automatically.
Commercial property and business interruption cover specifically written for office-based businesses.
A flexible, modular policy – your client can choose as many coverages as they wish.
Quote turn around time of 48 hours.