Professional Liability / Error & Omissions
Jansen & Hastings Professional liability has long established relationships with a number of carriers, both domestic and in London including many Lloyd’s syndicates. We are able to place a vast number of different risks within this class with additional exposures such as GL and property. We have in-house binding authorities and other market placements which allow us to provide coverage for small, large and even the toughest Professional accounts. We are often able to offer package deals to include GL, property and Auto.
For information on all Professional products please contact Steve Baylis
Errors & Omissions (E&O)
- Tech Risk
- Insurance Brokers E&O
- Insurance Company E&O
- Technology Professional Indemnity
- Lawyers E&O
- Architects and Engineers E&O
- Private Company Liability
- Pharmaceutical Companies
- Physicians / Surgeons
- Medical Devices
- EPLI
Miscellaneous E&O, GL
Highlights:
- Minimum premium $750
- Limits up to $5,000,000
- Broad errors and omissions insuring clause including claims made by third parties.
- Cover for bodily injury and property damage occurring as a result of professional work as standard.
- Commercial GL with Employee Benefits Liability, TLL, Non-Owned Auto, Damage to Hired Autos and Medical Expenses extensions included automatically.
- Commercial property and business interruption cover specifically written for office-based businesses.
- A flexible, modular policy – your client can choose as many coverages as they wish.
- Quote turn around time of 48 hours.
EPLI (‘ConstructInsure’)
Unique EPLI product including defense coverage for IRCA and Wage and Hour allegations.
- The 1986 Immigration Reform and Control Act (IRCA) makes it unlawful to knowingly employ aliens who are unauthorized to work in the United States.
- Wage and Hour legislation opens up firms to a host of offences under this law. As an example, it is unlawful to fail to provide non-exempt employees with at least the minimum wage and overtime pay at one and one-half of the regular rate for all hours worked over 40 hours per week.
Jansen and Hastings "ConstructInsure" EPLI product provides unique enhanced coverage to defend our insureds against alleged violations in these laws
Highlights:
- Standard EPLI coverage with a third party extension
- Limits up to $5,000,000
- Defense costs outside the limits - up to $1m in addition
- Wage and Hour Defense costs coverage - sub limit
- IRCA defense costs coverage - sub limit
- Risk Management costs inclusive within the Premium
- Minimum premium $3,500
- Minimum retention $2500
- Firms in other states will be considered
ConstructInsure EPL Application
Additional Expertise
Other Liabilities
- Product Recall (including Auto Parts)
- Marine Energy GL and Associated Liabilities
- Pharmaceutical, Neutroceutical & Life Sciences