Construction

For information on all Healthcare/Long Term Care products please contact Steve Baylis

Risks for any number of locations in all States
Includes skilled nursing, intermediate care, assisted living and independent living facilities
Coverage includes sexual abuse, medical expenses, fire damage and punitive
Defense costs in addition
Defense cost Reimbursement
Legal / Media Reimbursement
Evacuation Expense Reimbursement
Limits are for $2m/$4m (can also offer excess limits)
Minimum premiums are $10,000
Minimum deductibles are $5,000
Aggregate limits can be anything up to $15m
24 hour quote turn around time

We can also offer property coverage on all Long Term Care risks

Provides cheap alternative excess limits for Long Term Care Facilities
Covers multi-resident catastrophe events including fire, flood, hurricane or single source abuse
Limits up to $5,000,000
Premiums - $10,000 per $1,000,000 limit
PL / GL including sexual misconduct & physical abuse liability
Aggregate limit of $5,000,000 in excess of between $500,000 and $5,000,000 per claim with a minimum premium of $50,000
Available as a stand alone policy or in excess of existing liability cover
No risk management
Cover for abuse claims originating from a single cause
All risk trigger
Most competitive way to purchase excess liability cover for Long Term Care Facilities