Healthcare / Long Term Care
Jansen & Hastings Healthcare has established long term relationships within the London market including Lloyd’s syndicates as well as major US carriers. We have in-house binding authorities, programs and other market placements which allow us to handle the toughest Healthcare accounts. These partnerships with carriers give us the ability to look at a variety of different risks, including both the smaller and larger accounts. For example we can look at an assisted living facility with 5 beds or the publicly traded nursing home chains with 60 or more facilities. In addition to our standard Professional Liability/General Liability coverage we can provide package deals including Property and Auto. We are able to provide these coverages on both primary and excess basis.
For information on all Healthcare / Long Term Care products please contact Steve Baylis
Long Term Care
Highlights:
- Risks for any number of locations in all States
- Includes skilled nursing, intermediate care, assisted living and independent living facilities
- Coverage includes sexual abuse, medical expenses, fire damage and punitive
- Defense costs in addition
- Defense cost Reimbursement
- Legal / Media Reimbursement
- Evacuation Expense Reimbursement
- Hippa extension
- PL/GL Limits are for $2m/$4m (can also offer excess limits)
- Minimum premiums are $3,500
- Minimum deductibles are $2,500
- Aggregate limits can be anything up to $15m
- Online Assisted Living facility
- 24 hour quote turn around time
- A rated carriers
We can also offer property and Non-owned Auto coverage on all Long Term Care risks
Excess CAT Long Term Care Product
Highlights:
- Provides cheap alternative excess limits for Long Term Care Facilities
- Covers multi-resident catastrophe events including fire, flood, hurricane or single source abuse
- Limits up to $5,000,000
- Premiums - $10,000 per $1,000,000 limit
- PL / GL including sexual misconduct & physical abuse liability
- Aggregate limit of $5,000,000 in excess of between $500,000 and $5,000,000 per claim with a minimum premium of $50,000
- Available as a stand alone policy or in excess of existing liability cover
- No risk management
- Cover for abuse claims originating from a single cause
- All risk trigger
- Most competitive way to purchase excess liability cover for Long Term Care Facilities
Other Healthcare
- Hospitals
- Plastic or Laser Surgery
- Physicians
- Allied Healthcare
- Social Services
- Blood Banks
- Clinics